The Request Process Explained

Signing up for a payday advance is hassle-free and takes mere minutes.

To sign up you'll need to be employed or receive regular income from certain programs (such as social security). You must earn around $1000 per month to qualify, or around $800 if your income comes from a government program. Furthermore, you need to be at least 18 years old and a U.S. resident. And to have your payday advance credited to your checking or savings account you'll need to be eligible for direct deposit (the majority of accounts allow for direct deposit). After your information is verified, the money will soon be placed in your account. The entire process is streamlined. This can all vary from lender to lender.

What if I Have a Sub Par Financial History?

Sign Up TodayYou don't need to worry if your credit history is less than stellar. Unlike a credit card or bank loan, your history isn't checked through the major credit bureaus. Because payday advances are for smaller sums of money, your long-term history is of less importance. Your past lending, payment, and check writing histories will be reviewed to safeguard against potential fraud.

What About Payment?

Payday advances are short-term financial services, usually lasting until your next paycheck. As such, it's important to note when payment is due and budget wisely for it. Your payment will also be taken directly from your checking or savings account at the specified date. There are further repayment options if you can't afford the loan and fees: (1) You have the option of rolling the finance charges over into another loan if you can only pay back your loan amount, or (2) you can pay the finance fee and part of the loan and roll the leftover sum into another loan, or (3) you can pay only the finance fee and roll the full amount of the previous loan into another. It's easiest to make sure that you can repay the loan, including fees, by the date given. But if you fail to make your payment on time, there are additional options available to you. Ask your lender's representative for details. Please visit the next page if you are wondering if payday loans are safe.

First Name:
Last Name:
I have a regular source of income.
I receive at least $1000/month.
I have a bank account.
I have read and agree to the Terms & Conditions of this website.